If that means pay in full, so be it. I called sprint, who was very eager to accept a payment to confirm if this was true. This is your right under the FDCPA. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. https://www.sprint.com/en/landings/chat.html, https://www.elliott.org/company-contacts/. The FDCPA prohibits a debt collector from engaging in specific forms of harassment, including: While Convergent Outsourcing claims to provide its representatives with FDCPA compliance training, its still possible for a representative to commit an infraction. Estimate your FICO Score range Estimate for Free povertybro Contributor 04-22-2021 12:04 PM Sprint sent account to collections, Convergent Outsourcing. If you cant find your letter or you havent received one, you can get your account number by calling Convergent Outsourcing at 1-800-444-8485. Why do these companies have such power to impact your credit so easily. For example, you may have a baby on the way or want to apply for a mortgage. Enjoy reading our tips and recommendations. I paid them today, now waiting to see what will happen. They wanted me to pay 60% to settle the account, and I told them I wanted to file a dispute, and they said once I got the documents, THEN I would have to pay the amount!!!! It collects on behalf of companies and businesses in a variety of industries, including: Health care providers Telecommunication suppliers such as Sprint and T-Mobile Financial institutions Houston Texas, Convergent Outsourcing, Inc false claim of oweing money Houston Texas, Convergent Outsourcing Inc. ATERS001 Sears National Bank RIPOFF Houston Texas, convergent outsourcing inc Sue Called to talk to me about debt that was due this year. geez that hurt but the future right? I have never purchased anything from this company and am not familiar with this billing. They also collect medical debts. Here is what I did: - went to Sprint chat online to pay my old bill (don't call, do it on the website)https://www.sprint.com/en/landings/chat.html, - Choose "account change/inquiry" yellow button underneath for chat. As of April 1st, 2020, Sprint is now part of T-Mobile! They need to be investigated for fraud!!! I would even consider pay for delete in full. When I left Sprint in late 2015, all my devices were sent to T-Mob as trade-ins. If you are unsure whether we have your current information, call us to confirm that your email and mailing address are correct and request any necessary corrections. Look at all the reviews. I owe 1,700. Hello all. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Late reply, but i got them deleted off all 3 via disputes with the agencies themselves essentially just claiming "No contract". Many people forget to pay a bill or find themselves short on funds, especially since the COVID-19 pandemic. If you weren't paying on it then it went to collections. I don't want to pay Sprint if it means that the Convergent line remains on my report with the line "paid in full". Quick question! Fraudulent collection letter Renton Washington, Convergent Outsourcing INC They are trying to collect money on a collection that does not exsist renton Washington, Convergent Outsourcing,Inc Galaxy Asset Purchasing Sending past due debt notices that aren't on my credit report. strict standards for business conduct. They told me to contact their collections people. They are offering me a 50% settlement offer of, $806.93. I made arrangement to pay for some equipment for renting it, I did not owe them any money. |, Check your search kayConvergent Outsourcing, Inc. Who's crazy enough to start this website? What's funny is , I've never had any business dealings with Citizens Bank ever Renton Washington, Convergent Outsourcing, Inc. It was easy and if you've been harassed by them you need to do this. Why Ripoff Report will not release author information! Established in 1998 with roots dating back to 1950, Convergent is a leading provider of customer care outsourcing, receivables management and . I'm looking to buy a new car soon, and I know the collection removal will help me get a better rate on a loan. At your request, we will send a written collections letter to your address along with information about the debt if that will make you feel more comfortable. It believes youre more likely to pay if youre desperate to get rid of it. Cloud Minnesota, Convergent Outsourcing, Inc. Bothersome Calls Apparently From Convergent Outsourcing Renton Washington, CONVERGENT OUTSOURCING. This is what I just went through. You also are directed to manage your account at midlandcreditonline.com. I have not had business with Dish for over 3 years and left them with a $0 balance. Re: Sprint sent account to collections, Convergent Outsourcing. 1The company is based in Renton, WA, and they provide various debt collection services, including business process outsourcing and revenue cycle management. I asked them if I paid it or settled it if theyd removed it completely, Pay for deletion. Sprint cannot make exceptions to this policy. This reply is in response to your complaint we received from the CFPB. This morning I received a phone call from a debt collections agency Convergent Outsourcing. The contact details for Convergent Outsourcing are: 800 SW 39th Street. Just wanted to share. Suite 100 Renton, WA 98057, Phone number: 800-444-8485 Website: http://www.convergentusa.com/. I'd only worry if they fail to indicate that you paid the debt. Investigate this business and this Tom ** who could be a fake also. SCAM! Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. I was told I owed Cox communications 200 dollars from over 5 years ago. And I owe them money. They say Im past due in the amount of,$1,613.85. I disputed the claim and was told they would confirm with the company before any further actions took place. Convergent Outsourcing is a debt collection agency that's been in business since 1950. Phone Number listed as (800) 282-2644; additional original listing: Credit One Bank, N.A. I have never had an account with Verizon! We believe in customer service and want to make it easy as possible for people to pay the debts they owe. As an accredited agency, all of our representatives are thoroughly trained on customer service and Fair Debt Collection Practices Act compliance. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. Las Vegas Nevada, Convergent Outsourcing, Inc. Convergent, Jefferson Capital Systems, LLC A collection from HSBC Bank which I have, nor had a account with HSBC. Its location on this page may change next time you visit. The agencies are much more likely to sue now then in the past, even over small debts. :'(. By clicking "TRY IT", I agree to receive newsletters and promotions from Money and its partners. If you have questions or need to make a change to your account. Convergent Outsourcing is one of America's leading collection agencies with offices across the country. They're trying to collect $2,200.39 of which I have no idea what this is. Learn more about Convergent Outsourcing or view your account with us online. To obtain this information, its best to contact the applicable credit bureau instead. Press question mark to learn the rest of the keyboard shortcuts. What the BBB has done to consumers for over 100 years is one of the many reasons why Ripoff Report was created. Improving your credit takes time, but its worth it. On 07/06/2020, Sprint notified our office of a payment in the amount of $834.26. **If the CSR in chat who takes your payment says no to deleting, I would still recommend sending emails to the executive office asking for deletion and including proof of payment or payment confirmation #. Also make sure to file a complaint with your state attorney generals office. Convergent Outsourcing's other names We value your privacy. Has your experience with this business or person been good? This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose. My payment to CO is on the 15th of this month. Sprint sent account to collections, Convergent Outsourcing. It took a few people and tries but they are finally deleting. Please note that it is Sprints policy to have its Outside Collection Agencies report any unpaid debt to the 3 major credit bureaus; If the customer reaches a settlement arrangement with the agency and pays the agreed upon amount the reporting will be changed to show a charge off settled in full. Therefore, its important to understand your consumer rights to prevent Convergent Outsourcing from walking all over you. So I paid them 2 payment Dec. And Jan they took out of my banking acc. Thank you, you have successfully subscribed to our newsletter! Company website run by crooks outside USA pretending to be in USA to get USA money taking your hard-earned dollars funneling it to the country of Peru, Better Business Bureau of South Florida BBB of South Florida Andre Amaro and the BBB of South Florida are harassing me and my small business! The account is in the amount of $621. Caller I.D. Our systems are updated and employees are informed when there are any changes made to the collection statutes. I was able to settle account for $500, which is a victory as the original amount was $1083. This often means constant collection calls, annoying letters, profane language, threats of lawsuits and other forms of harassment. Philidelphia Nationwide, Paradise Property Management Ventura Illegal eviction my account being hacked, PPM will not investigate how it happened Ventura California, Kei Kullberg Quintessential Mortgage Group bait and switch you into promising you a low-rate Mortgage Scammer White Plains New York, TAHINI GODDESS Sally schimko Sexyveggies Tahini Goddess inulin Goddess Prebiotic white labeling of non-licensed food supplement. Many factors affect your FICO Scores and the interest rates you may receive. which I'm still thrilled about-fact is had I paid my bill on time and not defaulted I wouldn't be trying to clear it up haha so it all worked out. Consumers educating consumers., Complaints Reviews Scams Lawsuits Frauds Reported.. The consumer can also call and request a copy to be sent to their physical address or their email. I decided to call Sprint today. I have the same collections from sprint thru convergent outsourcing on my credit report. RENTON Washington, Convergent Outsourcing Inc. Galaxy Asset Purchasing, LLCUnited Credit National Bank I got a call from Convergent saying I owed THEM $3,753.23; when I asked them what for, they said it was for a bank account I had in 1995 that I took a loan from the internet on. Even if someone you speak to says no, try someone else or on another day. I called Dish to confirm this and they said they have no record of a debt. OC and CA are in no way required to delete. Lots 81-82 Street C This company Is willing to settle for half of what they say I owe. But, when I asked directly who she represented, she said she represented Convergent. They might say yes or no. I never spoke to them again. But if you can work out a payment arrangement with them they leave you alone because it's no longer necessary to pursue you. Can I get some insider knowledge or feedback? For more information or to verify license status, visit the NMLS Consumer Access website at https://www.nmlsconsumeraccess.org/. Miami Florida, Old Town Atelier Dan Kolar Alexandra Kolar Press and Ink Scamming and Blocking Paying Customers Temecula California, Full Service Network Jason Soltis, David Schwencke (CEO) They could not provide phone services needed, had to change providers after working with them for months to fix things. 800 SW 39th Street, Suite 100Renton, WA 98057, 800-444-84857 am to 5 pm Pacific TimeMonday to Friday, New York City Residents: Please be advised that language access services, including the translation of information into a language other than English, may be available. Celebrity Skin Cream wrinkle cream rip-off advertisements US Based and Foreign companies bilked consumers out of Hundreds of Millions of dollars over the past 7 years. After multiple calls, transfers, and explanations and explaining to each agent: THIS IS A FRAUDULENT CLAIM; AGENTS ALWAYS HANG UP ON ME WITHOUT RESOLUTION. If there is no email on file, the consumer will be mailed a copy of their receipt. Therefore, its important to request debt verification ASAP. Rude! Note: I recorded both Sprint phone conversations. - Send one more email to executive office asking nicely again to have it deleted. He said this Teresa ** could have had this phone number before it was given to me. West Palm Beach Florida, Tuffy Tire & Auto Service Center Mavis Tire & Brake Charged Nearly $700 for Non-Fix Bay City Michigan, Lighting New York lighting by Jared Sent damaged product wont refund after I sent back damaged product website description is fake, Tara U THEY SCAM THOUSANDS OF PEOPLE WITH THEIR FLOWER ORDERS. We have more than sixty years of experience in the debt collections industry, serving clients as a third-party partner for receivables management. Engage via Email. But we can send a letter out showing settled. Kind regards, Compliance Representative at Convergent Outsourcing, Inc. From my understanading, none of this matters except that I've paid Sprint and Convergent has no right to report. If you have an account with Convergent, you can make a payment online or call us at 800-444-8485. I called Sprint to try set up payment but whenever i ask to pay and if account will be recalled they give me Convergent phone number to call. Copyright 2022 Consumers Unified LLC. Whatever the reason, make sure youre sincere and friendly in your letter, as Convergent Outsourcing are unlikely to grant your request if youre demanding and angry. I just got an email from Convergent with a letter attached stating that they've requested all deletion of this trade line from all. Renton Washington, Convergent-Tex Convergent Outsourcing, Inc., a/k/a Midland Funding, LLC, d/b/a Midland Credit Management, Inc., in Los Angeles, CA 90060-0578 stating original Creditor - Capital One Bank (USA), N.A. Shortly after paying it off they noted on my credit report that the debt was cleared. If it is their collection dept., did you try to get them to recall the debt? Sprint "The level of success achieved by most businesses can be directly correlated to the extent success is attained within the contact . I called CO and attempted a PFD (just in case Sprint CSR was full of hot air). Be the first one to find this review helpful. Unbelievable!! If Sprint is willing to take payment, they will recall the debt from Convergent, Convergent has to remove the account since they no longer have rights to collect, and sprint has no reason to re-add the debt since they are paid off.. (sprint re-adding the collection is the unsure part) Not gonna say 100% but this is how it worked with T-Mo.. This report was posted on Ripoff Report on 09/05/2014 01:58 PM and is a permanent record located here: I told them that it was paid and that was the reason they stopped taking money out of my account and listed this dept as paid on all of my credit reports. Many companies featured on Money advertise with us. I need some advice on how to proceed with this collection account. I agree to Money's Terms of Use and Privacy Notice and consent to the processing of my personal information. They're just trying to meet their own metrics. Was just about to apply for an apartment and bam, get hit with a collection the same amount of the ones I just paid off. They offered a settlement of 50% Renton Washington, Convergent Outsourcing, Inc claim I owe $1,320.69 to AT&T Wireless, called AT&T never had acctin-stor e or archive Dept Renton Washington, Convergent Outsourcing Inc This is not a real collection agency! Tell us has your experience with this business or person been good? Collection companies typically only agree to this if you paid the debt and havent made any late payments since. I had an unpaid bill with Sprint that was sent to Convergent Outsourcing. Typically, Convergent Outsourcing is a tough egg to crack. Contact. I received a collection letter that I owed T-Mobile 166.80. Can see right through this one. Please call us at 1-800-444-8485. They are billing me for something I've never had from them. All rights reserved. How do I get them to delete their reporting. Don't dispute again, it will come back validated. I swapped services from Sprint to Verizon and have been paying the bill down but it's been over a month since the final bill. Thank you for visiting Convergent Outsourcing to make a payment on your account. Convergent Outsourcing Inc is a debt collection agency owned by Convergence Resource. Watch to learn more! File your review. Then a letter came from the saying I owe over $1200 to Dish Network and they are collecting. I suspect the contract was hidden in the purchase of the I pad. North Carolina Residents: This agency is licensed by the North Carolina Department of Insurance, Company Number: 119507691, 119500362, 119500979, 119500976, 119506893, 119507004, 119506891, 119506890, 119506889, California Residents: California license pending. I told her I want the account removed and she said Sprint would REMOVE the account after paying CO. They said according to sprints policy they cannot delete from the trade line. Doubt they will remove it. (Sales might work too, you just want someone who can take your payment). Convergent Outsourcing, Inc 800 SW 39th St/PO Box 9004 Renton, Washington USA Phone: 8662916364 Web: www.convergentusa.com Category: Cellular Phone Companies Convergent Outsourcing, Inc Scam Collection for Sprint Renton Washington Print this Report Email this Report Tweet Business Rating: Rate this business Englewood Cliffs New Jersey, CONVERGENT OUTSOURCING, INC. ATERSO01 They sent me a bill, stating I'm past due with Rbs Citizens, NA. If Sprint sold it, you may have gave Sprint free money as they have no legal right to collect anymore but still legally owe Convergent. ". In full! REBUTTAL BOX Press J to jump to the feed. This company doesn't seem reputable. Work with Lemberg Law out of Wilton, CT. Calls coming from Atlanta, Georgia. Who is ED Magedson - Founder, Ripoff Report. You can enter your email address to have a copy of the chat transcript emailed to you. Convergent Outsourcing has many complaints against it on file with the Consumer Financial Protection Bureau and the Better Business Bureau, mostly regarding: These violate the Fair Trade Commission-mandated Fair Debt Collection Practices Act (FDCPA). Sprint as a matter of policy does not remove the bureau reporting for paid debt as this would violate their agreement with the agencies and the credit bureaus. Addtnl phone number: (877) 231-8886, states this Midland Credit Management has offices at 2365 Northside Drive, Suite 300, San Diego, CA but direct payments to Los Angeles, CA . Work with Sprint directly if they still own the debt. It may not be copied without the written permission of Ripoff Report. While I'm trying to work things out, is it possible to file a dispute against the Convergent line on my report as they don't own the debt? When a debt collector contacts them, many consumers are unaware that the FDCPA provides protection from this kind of abuse. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. Do I need to get them to prove what I owe? If so how did you proceed? Convergent Outsourcing, Inc. is a debt collection agency. I suppose they need to provide: Proof of contract - with sign-on and termination dates. I don't dispute that I ever had a Sprint account. Patients made into prostitutes and sex slaves, bilking insurance companies out of millions, Sac_County Iowa Prosecutor Ben Smith pays $750,000 to settle Ripoff Report 1983 civil rights lawsuit.. Federal Judge stops prosecutors abuse of power against ED Magedson Founder of Ripoff Report. I pay for that service through Frontier Communications who by the way ** me up from the onset. Create an account to follow your favorite communities and start taking part in conversations. I confirmed with T-Mobile that my account is 0. Or, should I try to handle it through Sprint (since they own the debt). How long does it take for my credit report to update after I make a payment. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Join our community, read the PF Wiki, and get on top of your finances! Convergent Outsourcing is one of Americas leading collection agencieswith offices across the country. Our content is intended to be used for general information purposes only. Convergent Outsourcing, Inc Scam Collection for Sprint Renton Washington. https://www.convergentusa.com/outsourcing/page/is-convergent-outsourcing-a-scam.